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Violating Workers Comp
Workers' Compensation insurance can be a large cost for employers. This is especially true in the construction industry. Construction workers face all manner of dangerous hazards. Injuries on...
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Hiring Independent Contractors
What You Should Know About Hiring Independent ContractorsAs a company grows and the demand for its products increases, business owners are faced with the challenge of how to increase resources...
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What is PPE and Why is it important?
No matter what your job is, engineering controls are the first line of defense against occupational injury and fatalities. However, these methods do not always offer the maximum protection for...
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A Simple Guide to Independent Contractors vs. Employees
Independent Contractors vs. EmployeesWhether a worker is covered by a particular law or is entitled to receive a particular benefit often depends on his or her classification as an employee or an...
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Know Your Turf Before You Dig
Know Your Turf Before You DigSmart and safe digging means knowing what is buried underground before you begin a project. Anyone digging or excavating has to be cautious—this includes contractors, road...
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Winter Is Coming - Is Your House Ready?
The chill in the air tells you it's time to pull out the heavy clothes and brave the falling temperatures. That chill should also tell you it's time to perform a check of your home to ensure it can...
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Illinois Drug and Alcohol Testing Laws
Illinois does not have a statute or regulation generally addressing drug testing of employees and applicants by private employers. However, Illinois law requires that employers working under a public...
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Injuries on the Job for an Independent Contractor: Are you covered?
Independent owner-operators play an essential role in the landscaping industry. However, because they are contract workers, questions are often raised as to how they affect your company’s Workers’...
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Controlling Premium Audits to Eliminate Overcharges
Due to the volume of requests they receive, insurance companies have developed a very efficient premium audit process. While they strive to be as accurate as possible, they don’t have the time or...
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When is a Workers’ Compensation Claim Compensable?
When is a Workers’ Compensation Claim Compensable?Carefully evaluating workers’ compensation claims is crucial in helping your company save money and prevent fraud. Workers’ compensation is simply a...
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Check for Radon This Winter
Though you can’t see, smell or taste radon, it may be present at dangerous levels in your home. Radon is a naturally occurring radioactive gas produced by the breakdown of uranium in soil, rocks and...
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Make Safety Meetings Matter!
It’s many a supervisor’s dread: The Safety Talk.Call it a safety meeting, toolbox talk, or huddle, it’s designed to keep safety top of mind. But, it can become an empty ritual when your managers or...
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3 Lessons About Business Insurance
Incident that can Bankrupt your Business if not CoveredMany business owners view insurance as just one more bill to pay, an unavoidable cost of doing business. Certainly no one enjoys writing the...
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Oh Hail No! Protect Your Home from Damage.
Many summer storms are capable of producing hail, which can damage your home. Depending on the materials used to construct the different areas of your home, damage may not always be clearly visible....
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Are interns covered on Workers Compensation in Illinois?
Are interns covered on Work Comp?It’s that time of year - Chicago area businesses will be adding college interns to their summer workforce. Whether they are paid interns or not - the question is “Are...
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